Bad Credit? Buy Here, Pay Here!


If you've got bad credit or just need more creative financing terms, you can count on Prestige Mitsubishi. We are part of the Prestige Auto Mart Family, New England's premier Buy Here, Pay Here automotive dealership group. Let us say "YES" to you, just as we have for  hundreds of drivers all over the Providence area, including Cranston, Warwick, and beyond. If you've been turned down in the past, don't let that stop you from visiting us in East Providence... you won't regret it! 

What makes Prestige Auto Mart different?  How can we say "YES" when others say "NO"?

  • We Own The Finance Company: Our dealership group works with a vast network of over 50 Local and National Banks & Credit Unions and can negotiate on your behalf. But we also own and operate our very own Finance Company with millions of dollars in funded loan distributions annually. So if we can't get you the best deal with one of our banking partners, there's always another option
  • With Prestige's Buy Here, Pay Here program, YOU pick your own car, truck, or SUV. Most dealers who specialize in less-than-perfect credit offer a limited selection of high-mileage cars and trucks to choose from; not Prestige. Every single one of our vehicles qualifies for our Buy Here, Pay Here program. Whether you are looking for a Toyota car to zip around the streets of Cranston, a Ford Truck to do work around Pawtucket, or a Jeep SUV for adventures in Warwick, we likely have a few options for you to choose from!
  • Credit Reestablishment: Unlike other Buy Here Pay Here car dealers, Prestige Auto Mart will report your on-time payments to the nation's two largest and most respected credit reporting agencies - TransUnion and Experian. This has helped hundreds of our customers have the option of conventional financing on their second purchase, often resulting in lower payments and better interest rates. We don't just want to sell you a car, we want to help you build a better financial future
  • Flexible Payment Options: We can offer you monthly and bi-weekly payment arrangements, and have flexible terms from 1 to 6 years. We even offer $0 down programs for select buyers.* 
You have more financing options with Prestige Mitsubishi than with any other dealer. That's because we own the finance company!

Here's How to Get Started:

Our process is Quick and Easy, and it's completely FREE to get pre-qualified.

  1. Call our Internet Sales Team at 1-800-401-6171 to schedule your no-strings appointment with one of our Finance professionals.
  2. Visit one of our 3 convenient locations. If you have questions before you come in, we'll clear them up over the phone. So you can minimize your time commitment at the dealership itself.
  3. We'll ask you to bring some standard documentation; pay stubs & proof of residence (cable bill, electric bill, etc). If you don't have these documents on hand, don't worry. Call us and we'll walk you through alternatives we can accept.
  4. Come down and shop with us in-person with no commitments, or shop our inventory and pricing online. Once you've found a vehicle you love, we'll walk you through the necessary paperwork to get started.

Why Choose Prestige Mitsubishi and the Prestige Auto Mart Group?

We are a family-owned and operated Auto Group and a household name in all of Eastern Massachusetts and Rhode Island. We began in 2003 and pioneered the "Guaranteed Credit or the Car is Free" motto. We've worked hard over the years to build our reputation as the most trusted & recommended Buy Here, Pay Here dealer in all of New England, and we are rated an average of 4.7 out of 5 stars across thousands of reviews from real customers that we've helped along the way.

If you've been turned down in the past but are still looking for that car, truck, or SUV of your dreams, trust the Prestige team to help make that dream a reality. Call us today at 1-800-401-6171 or fill out the short form on this page to experience "A Better Way to Buy a Car."



Contact Us

Terms and Conditions
*$0 Down Programs to well-qualified buyers. Some Buy Here, Pay Here transactions will require a 30% down payment plus Tax, Title, and Documentation Fee. Available repayment terms will vary, see Dealer for details. BHPH Program available to qualified buyers within the service area of Prestige Auto Mart. Some Exclusions Apply. See Dealer for Details.


    • Sales: (401) 632-4988
Loading Map...

Get in Touch

  • Contact our Sales Department at: (401) 632-4988
  • Monday9:00am - 8:00pm
  • Tuesday9:00am - 8:00pm
  • Wednesday9:00am - 8:00pm
  • Thursday9:00am - 8:00pm
  • Friday9:00am - 6:00pm
  • Saturday9:00am - 5:00pm
  • Sunday12:00pm - 5:00pm